Loan Options

FHA Loans — More Flexibility, More Access

FHA loans are backed by the federal government and designed to help more people qualify for home financing, including for manufactured homes.

Program Overview

FHA Loans — Explained Simply

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Lower Credit Requirements

FHA loans are accessible with credit scores that might not qualify for conventional financing — down to 580 in many cases.

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Lower Down Payment

Qualified borrowers can put as little as 3.5% down, reducing the upfront cost of homeownership significantly.

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Manufactured Home Eligible

FHA offers specific programs for manufactured homes that meet HUD guidelines. This is our specialty.

Is This Right for You?

Who Qualifies for a FHA Loans?

Every borrower situation is unique. Here are common profiles we work with for this program:

  • Borrowers with credit scores as low as 580
  • First-time homebuyers with limited down payment savings
  • Homeowners looking to refinance an existing FHA loan via streamline
  • Manufactured home buyers whose property was built after June 15, 1976
See If I Qualify for FHA →
Manufactured home eligible for FHA loan financing

Ready to Explore FHA Loans Options?

Speak with a manufactured home lending specialist today — no obligation.

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